Major Problems with Banks: Preppers’ Guide to Protecting Your Assets

Major Problems with Banks: Preppers’ Guide to Protecting Your Assets

It Appears That We Have A Major Problem With The Banks


In today’s modern society, banks play a crucial role in our daily lives. We rely on them to securely store our money, provide us with loans, and facilitate transactions. However, recent events have raised concerns about the stability and reliability of the banking system. It appears that we have a major problem with the banks, and as preppers, it is important for us to understand the implications and be prepared for any potential disruptions.

1. Bank Failures

One of the biggest concerns regarding the banking system is the possibility of bank failures. While we often assume that banks are too big to fail, history has shown otherwise. During the financial crisis of 2008, several major banks collapsed, leading to widespread panic and economic turmoil. It is essential for us as preppers to be aware of the signs of bank instability and take necessary precautions to protect our assets.

– Keep an eye on news related to the banking sector. Look for any warnings or indicators of potential bank failures.
– Diversify your assets. Do not keep all your money in one bank. Spread your funds across multiple accounts or institutions.
– Consider investing in alternative forms of currency, such as cryptocurrencies or precious metals. These can serve as a hedge against traditional banking systems.

2. Cybersecurity Vulnerabilities

In today’s digital age, the risk of cyber-attacks on the banking sector has significantly increased. Hackers and cybercriminals are constantly finding new ways to breach the security measures put in place by banks. It is crucial for us to take steps to protect our personal information and financial assets from falling into the wrong hands.

– Regularly monitor your bank accounts for any suspicious activity. Set up alerts and notifications for any unexpected transactions.
– Use strong, unique passwords for your online banking accounts. Enable two-factor authentication whenever possible.
– Be cautious of phishing attempts. Do not click on links or provide personal information in response to unsolicited emails or messages.

3. Cash Limitations and Negative Interest Rates

Another concerning trend in the banking industry is the potential limitations on cash withdrawals and the introduction of negative interest rates. In some countries, there have been discussions about implementing policies that would restrict the amount of cash individuals can withdraw from their bank accounts. Additionally, negative interest rates could mean that you actually have to pay the bank to hold your money.

– Keep a reasonable amount of cash on hand for emergencies. This ensures that you have immediate access to funds, regardless of any limitations imposed by banks.
– Explore alternative investment options that may provide better returns than traditional savings accounts. Consider real estate, stocks, or even starting your own business.
– Keep track of any changes in banking policies and regulations in your country. Stay informed and adapt your financial plans accordingly.

4. Use of Cryptocurrencies

With the rise of cryptocurrencies, some people are turning to these digital currencies as an alternative to traditional banking systems. While cryptocurrencies have their own set of risks and challenges, they also offer unique opportunities for financial independence.

– Educate yourself about cryptocurrencies and blockchain technology. Understand the potential benefits and risks associated with investing in these digital assets.
– Consider diversifying your investment portfolio to include cryptocurrencies. However, only invest what you are willing to lose, as the market can be highly volatile.
– Stay updated with the latest news and developments in the world of cryptocurrencies. As the technology and regulations evolve, new opportunities may arise.


In conclusion, it is apparent that there are significant challenges and potential problems with the banking system. As preppers, it is crucial for us to stay informed, adapt to changes, and take appropriate steps to protect our assets. By diversifying our investments, being aware of cybersecurity risks, and exploring alternative financial options, we can better prepare ourselves for any potential disruptions in the banking industry.

My 2 Cents:

As an added precaution, it’s always a good idea to have a backup plan for your financial needs. Consider setting up a small emergency fund at home. This should be in cash, kept in a secure location, and easily accessible during times of crisis. Additionally, don’t solely rely on banks for your financial security. Learn basic survival skills, such as gardening or foraging, which can help reduce your dependency on the current monetary system. Remember, knowledge and preparedness are key in any situation. Stay informed, stay alert, and stay prepared!